Articles | Open Access | DOI: https://doi.org/10.37547/tajiir/Volume03Issue02-01

International Practice Of Development And Implementation Of Deposit Policy

Bekhzodjon Usmonovich Shermukhamedov , PhD Tashkent Financial Institute, Uzbekistan

Abstract

The current state of the deposit policy of commercial banks of our country was analyzed in this article. During the analysis the peculiarities of systemic development of factors influencing on the process of deposit policy implementation were investigated. Also the conditions and opportunities of using of information systems and other directions of international best practice for improving the deposit policy of commercial banks were assessed. Based on the total conclusions on the organization of the system of targeted using of instruments for the development of deposit policy of commercial banks, scientific proposals and practical recommendations were developed to increase the level of capitalization and deposit base of commercial banks, to direct the strategy and tactics of deposit activity of commercial banks to strengthen their financial stability and reliability.

Keywords

Deposit, deposit policy, deposit portfolio, deposit transactions, accounts payable, capitalization level, deposit base, state assets, investment resources, refinancing rate

References

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Bertalanfi L. fon. Different approaches to the general theory of the system. Systematic research, yearbook. M .: Nauka, 1969;

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J.van Gig. Prikladnaya obshchaya theory system. per s ang. M: Mir.1981;

Optner S. System analysis for the solution of business and promising problems: per s ang. -M: Soviet radio.1972

Prepared on the basis of https://nationalbank.kz/

Prepared on the basis of https://nationalbank.kz/.

Prepared by the author on the basis of information https://halykbank.kz/about-bank/investoram.

Changes in the monetary policy of the National Bank of Kazakhstan in 2015 led to changes in the system of performance evaluation of banking activities. With this in mind, the analysis was based on a comparison with the results of 2015.

Prepared by the author on the basis of JSC "People's Bank" of Kazakhstan

Khasankhonova N.I. Analysis of the Financial Thinking of the Population (On the Example of the Republic of Uzbekistan). International Journal of Psychosocial Rehabilitation, 2020. Volume 24. –Р.Р.1886-1892

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How to Cite

Shermukhamedov , B. U. . (2021). International Practice Of Development And Implementation Of Deposit Policy. The American Journal of Interdisciplinary Innovations and Research, 3(02), 1–10. https://doi.org/10.37547/tajiir/Volume03Issue02-01