International Practice Of Development And Implementation Of Deposit Policy
Bekhzodjon Usmonovich Shermukhamedov , PhD Tashkent Financial Institute, UzbekistanAbstract
The current state of the deposit policy of commercial banks of our country was analyzed in this article. During the analysis the peculiarities of systemic development of factors influencing on the process of deposit policy implementation were investigated. Also the conditions and opportunities of using of information systems and other directions of international best practice for improving the deposit policy of commercial banks were assessed. Based on the total conclusions on the organization of the system of targeted using of instruments for the development of deposit policy of commercial banks, scientific proposals and practical recommendations were developed to increase the level of capitalization and deposit base of commercial banks, to direct the strategy and tactics of deposit activity of commercial banks to strengthen their financial stability and reliability.
Keywords
Deposit, deposit policy, deposit portfolio, deposit transactions, accounts payable, capitalization level, deposit base, state assets, investment resources, refinancing rate
References
Akoff. R. Planirovanie budushchego korporatsii. M., Progress, 1985;
Bertalanfi L. fon. Different approaches to the general theory of the system. Systematic research, yearbook. M .: Nauka, 1969;
Q. One. Mozg firm: Per. s angl. - M .: Radio and communication, 1993;
J.van Gig. Prikladnaya obshchaya theory system. per s ang. M: Mir.1981;
Optner S. System analysis for the solution of business and promising problems: per s ang. -M: Soviet radio.1972
Prepared on the basis of https://nationalbank.kz/
Prepared on the basis of https://nationalbank.kz/.
Prepared by the author on the basis of information https://halykbank.kz/about-bank/investoram.
Changes in the monetary policy of the National Bank of Kazakhstan in 2015 led to changes in the system of performance evaluation of banking activities. With this in mind, the analysis was based on a comparison with the results of 2015.
Prepared by the author on the basis of JSC "People's Bank" of Kazakhstan
Khasankhonova N.I. Analysis of the Financial Thinking of the Population (On the Example of the Republic of Uzbekistan). International Journal of Psychosocial Rehabilitation, 2020. Volume 24. –Р.Р.1886-1892
Article Statistics
Downloads
Copyright License
Copyright (c) 2021 Bekhzodjon Usmonovich Shermukhamedov
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors retain the copyright of their manuscripts, and all Open Access articles are disseminated under the terms of the Creative Commons Attribution License 4.0 (CC-BY), which licenses unrestricted use, distribution, and reproduction in any medium, provided that the original work is appropriately cited. The use of general descriptive names, trade names, trademarks, and so forth in this publication, even if not specifically identified, does not imply that these names are not protected by the relevant laws and regulations.