This article in the insurance contract analyzes the parties and their rights and obligations. Unlike other insurance contracts in which the insurer, insurer and beneficiary participate, the rights and obligations of the parties to the insurance contract are not clearly defined in the legislation, based on the results of the study, the rights and obligations of the parties to the insurance contract are analyzed. When determining the rights and obligations of the parties to the insurance contract, the author entered into a scientific discussion with the opinion of a number of scientists.

The article contains the opinion that the payment of the insurance contribution as an obligation of the insured is some contradiction with the content of the insurance contract, that is, if the insurance contract comes into force after the entry into force of the first contribution.

In addition, in cases where the article establishes a difference between the amount of the insurance contract and the cost of the subject of insurance, the insurer always has sufficient legal knowledge to check the price of the subject of insurance before concluding the contract and concluding the insurance contract. In accordance with. Distribution of the difference between both parties in cases where the value of the insured object is higher than the insured amount; It was proposed to return half of the contribution paid for the insured amount exceeding the insured.

The article states that the verification of the invalidity of the insurance contract in order to improve the obligations of the insurer should not be determined in the process of paying insurance compensation, but as the main obligation of the insurer in the process of concluding an insurance contract.

Insurance, policyholder, insurance contract

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Resolution of the Supreme Court of the Republic of Uzbekistan “On Certain Issues of the Application of Legislation by Courts in Resolving Disputes Arising from Insurance Contracts,” Paragraph 11.3. www.lex.uz

Resolution of the Supreme Court of the Republic of Uzbekistan “On Certain Issues of the Application of Legislation by Courts in Resolving Disputes Arising from Insurance Contracts,” Paragraph 11.1. www.lex.uz

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Resolution of the Supreme Court of the Republic of Uzbekistan “On Certain Issues of the Application of Legislation by Courts in Resolving Disputes Arising from Insurance Contracts.” www.lex.uz.

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