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Blockchain Integration In Business Finance: Enhancing Transparency, Efficiency, And Trust In Financial Ecosystems

Asif Syed
Master of Science Technology Management, Lindsey Wilson University, 210 Lindsey Wilson St, Columbia, KY 42728 USA
Iqbal Ansari
Department of Information Technology Project Management, Westcliff University, California, USA
Kiran Bhujel
Doctor of Business Administration, International American University, Los Angeles, California, USA
Yogesh Sharad Ahirrao
Department of Information Technology, Westcliff University, Irvine, California, USA
Suresh Shivram Panchal
Department of Information Technology, Westcliff University, Irvine, California, USA
Yaseen Shareef Mohammed
Master of Science Technology Management, Lindsey Wilson University, 210 Lindsey Wilson St, Columbia, KY 42728 USA
DOI Crossref DOI 10.37547/tajet/Volume07Issue09-06
tajet 2025
VOL. 7 / NO. 09 SEPTEMBER
FULL TEXT PP. 74-99
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VOLUME 7
ISSUE 09
YEAR 2025
PAGES 74-99
RESEARCH OVERVIEW

Abstract

The new aspect of integrating blockchain technology in business finance has turned out to be a game-changer in solving challenges that have long plagued transparency, business operations efficiency, and stakeholder trust. This paper presents the measurable effect of blockchain integration inside financial J-managers by integrating the latest empirical research findings of multinational corporations, financial organizations, and fintech developers. Multimethod, with a mix of quantitative and analytical elements, will be used to evaluate the improvement in performance in terms of transaction processing time, cost per transaction, fraud incidence rates, audit cycle duration, and trust perception index. High-quality data obtained in verified industry reports and peer-reviewed research indicate that the use of blockchain can reduce settlement time by up to 60 percent, transaction costs by an average of 30-50 percent, and increase the rate of fraud detection by about 50 percent in comparison to legacy systems. Further, stakeholder trust rates, which are independently calculated in a survey improve significantly after a blockchain adoption due to the nature of the immutable verifiable ledger. What makes this research novel is its holistic criticism of operational efficiency and trust indicators in a single analytical framework, which fills in the gap in the literature that tends to discuss these aspects independently. The results indicate that blockchain can be used to improve financial process performance, strengthen compliance by ensuring auditability, and in general, increase the level of trust between counterparties. The final recommendation section provides several suggestions on what policymakers, regulators, and financial leaders can do to make sure that they are getting the most out of blockchain and that they are also managing to overcome any barriers that it may face during its adoption, including regulatory uncertainty, interoperability issues and scalability problems. This study gives a blueprint of how a blockchain can be implemented within business finance to produce real and sustainable enhances in the transparency-efficiency-trust triangle.
RESEARCH TOPICS

Keywords

Blockchain Business Finance Transparency

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