ABDULAZIZ PULATJONOV. The Influence of Digital Financial Services on Consumer Behavior and Welfare in Developing Economies. The American Journal of Management and Economics Innovations, [S. l.], v. 8, n. 09, p. 84–90, 2026. DOI: 10.37547/tajmei/Volume08Issue09-05. Disponível em: https://theamericanjournals.com/index.php/tajmei/article/view/8439. Acesso em: 1 oct. 2026.