ARMAND LÉON DUPONT. Real-Time Credit Scoring, Artificial Intelligence, and Data-Intensive Risk Governance: Theoretical Foundations, Methodological Advances, and Systemic Implications for Digital Lending Platforms. The American Journal of Interdisciplinary Innovations and Research, [S. l.], v. 7, n. 10, p. 110–117, 2025. Disponível em: https://theamericanjournals.com/index.php/tajiir/article/view/7254. Acesso em: 29 jan. 2026.