PROF. MARTINA L. KOVÁCS. Real-Time AI in Credit Scoring: Transforming Risk Assessment, Governance, and Compliance in Digital Financial Platforms. The American Journal of Applied Sciences, [S. l.], v. 7, n. 10, p. 159–166, 2025. Disponível em: https://theamericanjournals.com/index.php/tajas/article/view/7253. Acesso em: 29 jan. 2026.